Own Your Dream Apple Devices with Flexible Installment Plans via SM Malls Online

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By this time (since we’re already halfway through the year), you’re probably thinking of upgrading your daily driver or switching to Apple, which is admittedly every tech fan’s dream—and with good reason. Using Apple’s ecosystem is so smooth and seamless that it can definitely up one’s productivity and creativity levels. And who doesn’t want that?

Investing in a brand-new Apple device, however, can be quite heavy on the pocket, especially on a straight cash payment. The good news is that SM Malls Online now offers flexible and easy installment options for Apple’s most sought-after products via a partnership with Polka.PH. 


No credit card required; with 0% interest on selected items

Choosing from two- to six-month competitive installment plans with absolutely 0% interest on selected items, you won’t need to fully pay for your Apple product immediately since payments are broken down into monthly or staggered payouts. 

This allows you to enjoy your premium Apple devices and their features while paying for them over time—so appealing, especially for those of us who follow a strict or limited budget. There’s no pressure to pay the total cost of an item upfront, giving you more elbow room to settle your bills and personal expenses first.

How to shop?

Now, in order to enjoy these installment plans, make sure you have the SM Malls Online app up and running on your smartphone with a registered account. 

Go to the Polka.PH brand page and check out your desired product by choosing the CASH payment option. Within 24 hours, an e-mail with a checkout link from Polka.PH will be sent to you, where you may upload your required documents and submit your installment plan application. 

The requirements include any one (1) valid government ID, and your company ID or certificate of employment (COE), or equivalent of your proof of work. You’re also required to present your latest one-month pay slip or any proof of income covering the last three months like a bank statement or PayPal transaction history. 

Once approved, you can now opt to have your order picked up at Polka.PH’s physical store in SM City North EDSA or have it conveniently delivered to your doorstep. Yup, it’s that easy! 

Some things to note: Your chosen installment plan will commence shortly after your order has been fulfilled. Choosing the credit card payment option at checkout will make your purchase invalid.

Pick your Apple

Some cutting-edge Apple products available for your choosing include the MacBook Pro, MacBook Air, Apple Watch, AirPods, iPad Pro and mini, and the iPhone series (from 11 up to the 14 Pro models). 


The MacBook Air and MacBook Pro carry Apple’s own silicon chips, M1 and M2, with the latter being available in either 14 and 16 inches. 


Arguably, the iPhone 11 is the most accessible in the lineup today in terms of price tag, so that can be a feasible option if you’re looking into getting into Apple ownership. If your budget allows, we suggest you shop the latest iPhone 14 Pro flagship series to enjoy new features such as the Always-On Display and Dynamic Island.


Available Apple wearables include the Apple Watch SE GPS Sports Band (2nd Gen), Apple Watch Ultra GPS + Cellular Alpine Loop, Apple Watch Series 7 GPS + Cellular Stainless Steel Sport Band, and the Apple Watch Series 8 GPS + Cellular Sport Band. 



Meanwhile, tablet users can choose from the iPad (10th Gen), iPad mini 6th Gen (64GB), or the iPad Pro (5th Gen)

Smartphones from top tech brands like Samsung, Tecno, Xiaomi, Oppo, realme, Vivo, and Infinix are also available. All products are brand new and come with complete warranty and an official receipt. 

If you’re keen on experiencing Apple’s premium technology or looking into upgrading your existing device with installment plans that won’t break bank, shop via the SM Malls Online app and Polka.PH today.